FAQ: What will happen if my property is remapped from a high-risk to a low or moderate-risk area?

When a building is remapped to a low or moderate-risk area, there is no longer a federally mandated requirement to purchase flood insurance. However, in most cases the risk has only been reduced, not removed. Flood insurance is still recommended.

  • Upon the adoption of the new maps, you may be eligible for a lower-cost Preferred-Risk Policy, or PRP. Through your insurance agent, it is a simple process to submit a PRP application and insured-signed conversion form to avoid any gaps in your flood coverage. ;
  • Direct questions about flood policy coverage and rates to 1.800.427.4661

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